Posts Tagged “Rate Of Return”

The surrender values quoted by many life offices often do not fully reflect the true value of the policy as a continuing contract, as such, many investors recognise that such policies represent a low to medium risk investment opportunity and are willing to offer for more than the surrender value. The new owner takes over the payment of future premiums and at maturity of the policy or death of the original life assured, receives all benefits from the policy. This trade is partially governed by a trade body, The Association of Policy Market Maker. TEP can offer a more attractive rate of return than fixed interest government bonds and is less volatile than a direct investment in shares. As TEPs are purchased mid-term, the policy already has a guaranteed value made up of the ‘Basic Sum Assured’ and ‘Bonuses Attaching’ and the initial charges have all been paid by the original policyholder. These bonuses, once declared, cannot be taken away. The sum assured and bonuses declared constitute …

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The thing about compounding or the application of interest upon interest is a remarkable mathematical concept. Anyone who has sat playing on a calculator for a short time can become staggered by what different compounders can do over given compounding events. For example, starting with $100 or 100 on your calculator, if you applied 100% to that hundred dollars and multiplied it by 14 events you would have over $1.4 million dollars. Those 14 events could theoretically be anything, they could be years, or they could be months. Manufacturing returns of 100% may sound like quite a challenge but really what are we talking about here anyway. We are talking about making 20% per week. Can you think of a way to take $100 dollars and turn it into $120? If you could apply 20 percent per week, you would have 100% per month. If this could be maintained, just like our calculator showed us, it would total over $1.4 million dollars in just 14 months. The rate of return or the speed of the returns for …

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For many, rich is simply a few thousand dollars, for others it is no less than $1 million dollars and for some, the million dollar mark is not even a significant marker anymore. Well, it all comes down to ROR or “rate of return” Even somebody who may not consider $1 million dollars what it once was, may feel $50,000 to $100,000 in the space of 90 days, consider it quite a lot of money in such a fast time frame. There are essentially, only a couple of ways to make that much money that quickly. The majority require luck as the major element for successfully achieving say $100,000 in 90 days. Logically, but there is one that does not require luck and if you could do that, then $1 million or more could easily be within grasp. So lets look ay the essential ways that you can become rich, most easily, quickly and fast. 1) Marry Money? This has more to do with morals and ethics than luck or financial aptitude, but for some it would be a feasible path. 2) Hit the big time with a hit song or no …

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